For Women

Women often encounter financial challenges that men rarely face, and for many women their pension is not the main concern coming behind other financial commitments such as their mortgage and children. Consequently they may be reaching retirement with pension savings which are significantly lower than their male counterparts. For these reasons and to help mitigate these hurdles, one of my areas of specialist expertise is helping women feel empowered by giving them the right information to take control of their finances.

One of the ways I can help is with divorce financial planning.

As well as the inevitable emotional issues, the likelihood is that your divorce will have a significant financial impact on all involved.

I have worked with a number of divorcees in recent years and I am convinced that with the right support and explanation, financial agreements become easier to make and better outcomes are realised.

If you have just begun your divorce proceedings, I can work with you and your solicitor to ascertain how assets should be split and ensure sensible decisions are made regarding issues such as maintenance payments.

If you have already determined the financial aspect of your divorce, I can review the plans you already have.

I am committed to ensuring that you and your family will be in the best financial position possible and will always do what I can to help.

Having a conversation to establish whether or not I can help you, would only take an hour of your time. Invariably I can help and can often make suggestions which may not have been thought of before. I can also provide a second opinion where advice has already been sought.

Before deciding to meet with Sarah why not read what some of her existing clients have said about working with her:

“I was introduced to Sarah 4 years ago. Her manner is both friendly and professional. This was important to me; I required someone I could feel totally comfortable with. Sarah assessed my 'immediate' financial requirements quickly and kept me involved throughout the process. She took time and commitment to make sure the investments she was proposing were to be in my best interests. I would totally recommend her.”

Catherine Howe, Ilkley

 

“Sarah guided me through the financial decision making process as I separated from my husband. Her advice helped me to make the right decisions as I faced dealing with my finances as a single person again. She helped me understand how to put the right plans in place to protect my children and gave me a realistic view of where I was at with my retirement planning. I wouldn’t hesitate to recommend her if you want to deal with someone who genuinely cares about her clients’ outcomes.”

Caroline Wildish

 

“From my first meeting with Sarah I felt at ease and reassured that she was the one to help with my long term financial planning. She has gone out of her way to ensure that any information that she gave was accurate and relevant to my personal circumstances. Sarah is a pleasure to work with and I have had no hesitation in recommending her.”

Jackie Doherty, Bingley

Putting You in Control

Putting you in control if the wheels come off financially

But what happens if an event derails your plans along the way? How do you keep control? And if the worse were to happen, do you feel confident that you are leaving your family in a good financial situation?

Putting you in control of all your pensions

UK workers may have several jobs before they retire and there may have been many house moves and different addresses during that time as well. Which could mean a collection of different workplace and personal pension pots varying in size and value that may not be updated with the correct address details and which may be difficult to keep track of. If not ‘lost’ altogether.

Putting you in Control of your Divorce

Getting divorced isn’t easy. Emotions are usually running high and there is likely to be a lot of stress & anxiety about what happens next and what life will be like in the future.

Putting You in Control of Your Retirement

In this latest article in her series ‘Putting You in Control’, Sarah Siddons, Chartered Financial Planner of Siddons & Co Financial Planning in Ilkley, West Yorkshire, addresses the issue of retirement planning for women since many women are not saving adequately for the long term.

Putting women in control of their financial lives

Sarah Siddons, Chartered Financial Planner at Siddons & Co Financial Planning based in Ilkley, West Yorkshire, is a woman on a mission.

Are you in control of your finances?

It’s well established that many women face barriers throughout their lives when it comes to gaining financial parity with men, with unique financial challenges such as gender inequality in pay, longer life expectancies and more caregiving responsibilities contributing to this situation.